Kbhs Home Loans in Colorado vs the state
4.1%Denial rate-11.53 pts vs state
5.6%Decision denial rate-14.04 pts vs state
68.0%Origination rate+8.01 pts vs state
5.13%Median rate-1.50 pts vs state
-0.67Rate spread (pts)-0.82 pts vs state
$135kMedian applicant income
315Loans originated
19Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 548 | 386 | 5.5% | 5.45% | #92 |
| 2024 | 328 | 244 | 3.1% | 5.13% | #126 |
| 2025 | 463 | 315 | 4.1% | 5.13% | #109 |
What Kbhs Home Loans lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Kbhs Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Adams County | 350 | 237 | 13 | 3.7% |
| Arapahoe County | 51 | 35 | 2 | 3.9% |
| Douglas County | 39 | 25 | 1 | 2.6% |
| Weld County | 23 | 18 | 3 | 13.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 463 applications in 2025, of which 315 were originated and 19 denied.
4.1% of all applications, or 5.6% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Kbhs Home Loans originated in Colorado in 2025 was 5.13%, against a statewide median of 6.63%.
About this data. Figures are Kbhs Home Loans's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology