Finance of America Reverse in Colorado vs the state
8.5%Denial rate-7.15 pts vs state
9.9%Decision denial rate-9.78 pts vs state
75.6%Origination rate+15.54 pts vs state
6.38%Median rate-0.25 pts vs state
—Rate spread (pts)
$33kMedian applicant income
303Loans originated
34Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 400 | 287 | 11.8% | 7.67% | #109 |
| 2024 | 403 | 292 | 8.2% | 7.34% | #112 |
| 2025 | 401 | 303 | 8.5% | 6.38% | #122 |
What Finance of America Reverse lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 45 | 37 | 2 | 4.4% |
| Denver County | 38 | 29 | 0 | 0.0% |
| Arapahoe County | 37 | 28 | 3 | 8.1% |
| Larimer County | 30 | 28 | 1 | 3.3% |
| Douglas County | 30 | 22 | 2 | 6.7% |
| El Paso County | 26 | 16 | 5 | 19.2% |
| Adams County | 26 | 19 | 5 | 19.2% |
| Weld County | 20 | 15 | 1 | 5.0% |
| Boulder County | 18 | 11 | 2 | 11.1% |
| Mesa County | 15 | 14 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 401 applications in 2025, of which 303 were originated and 34 denied.
8.5% of all applications, or 9.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Finance of America Reverse originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology