Newrez in Colorado vs the state
16.0%Denial rate+0.32 pts vs state
27.7%Decision denial rate+8.04 pts vs state
40.8%Origination rate-19.27 pts vs state
6.50%Median rate-0.13 pts vs state
0.23Rate spread (pts)+0.08 pts vs state
$119kMedian applicant income
1,561Loans originated
611Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,604 | 492 | 19.0% | 6.88% | #38 |
| 2024 | 3,121 | 1,254 | 17.0% | 6.75% | #18 |
| 2025 | 3,831 | 1,561 | 16.0% | 6.50% | #12 |
What Newrez lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 773 | 346 | 94 | 12.2% |
| Adams County | 362 | 134 | 77 | 21.3% |
| Arapahoe County | 348 | 126 | 82 | 23.6% |
| Jefferson County | 333 | 121 | 51 | 15.3% |
| Douglas County | 297 | 131 | 50 | 16.8% |
| Denver County | 272 | 101 | 50 | 18.4% |
| Weld County | 253 | 85 | 49 | 19.4% |
| Larimer County | 216 | 91 | 30 | 13.9% |
| Pueblo County | 196 | 105 | 16 | 8.2% |
| Boulder County | 108 | 49 | 22 | 20.4% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 3,831 applications in 2025, of which 1,561 were originated and 611 denied.
16.0% of all applications, or 27.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Newrez originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Newrez's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology