Dhi Mortgage Company in Colorado vs the state
12.4%Denial rate-3.20 pts vs state
15.5%Decision denial rate-4.14 pts vs state
67.1%Origination rate+7.04 pts vs state
4.63%Median rate-2.00 pts vs state
-1.55Rate spread (pts)-1.69 pts vs state
$121kMedian applicant income
1,014Loans originated
188Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,183 | 860 | 11.3% | 5.50% | #49 |
| 2024 | 1,227 | 858 | 11.5% | 5.38% | #47 |
| 2025 | 1,512 | 1,014 | 12.4% | 4.63% | #38 |
What Dhi Mortgage Company lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Weld County | 476 | 314 | 51 | 10.7% |
| Larimer County | 302 | 194 | 40 | 13.2% |
| Adams County | 222 | 141 | 38 | 17.1% |
| Arapahoe County | 194 | 138 | 29 | 14.9% |
| Douglas County | 126 | 93 | 7 | 5.6% |
| El Paso County | 120 | 79 | 19 | 15.8% |
| Elbert County | 69 | 52 | 4 | 5.8% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| Denver County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 1,512 applications in 2025, of which 1,014 were originated and 188 denied.
12.4% of all applications, or 15.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Dhi Mortgage Company originated in Colorado in 2025 was 4.63%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology