Equity Prime Mortgage in Colorado vs the state
11.0%Denial rate-4.59 pts vs state
24.3%Decision denial rate+4.63 pts vs state
34.4%Origination rate-25.60 pts vs state
6.50%Median rate-0.13 pts vs state
0.15Rate spread (pts)0.00 pts vs state
$94kMedian applicant income
159Loans originated
51Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 175 | 75 | 4.6% | 6.50% | #169 |
| 2024 | 305 | 175 | 6.2% | 6.75% | #128 |
| 2025 | 462 | 159 | 11.0% | 6.50% | #110 |
What Equity Prime Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 96 | 43 | 14 | 14.6% |
| Adams County | 53 | 20 | 7 | 13.2% |
| Arapahoe County | 43 | 12 | 4 | 9.3% |
| Pueblo County | 43 | 12 | 3 | 7.0% |
| Weld County | 34 | 16 | 5 | 14.7% |
| Denver County | 30 | 9 | 2 | 6.7% |
| Mesa County | 20 | 4 | 3 | 15.0% |
| Douglas County | 19 | 11 | 2 | 10.5% |
| Fremont County | 17 | 3 | 1 | 5.9% |
| Jefferson County | 15 | 4 | 1 | 6.7% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 462 applications in 2025, of which 159 were originated and 51 denied.
11.0% of all applications, or 24.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Equity Prime Mortgage originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology