Crosscountry Mortgage in Colorado vs the state
3.6%Denial rate-12.08 pts vs state
5.1%Decision denial rate-14.56 pts vs state
65.0%Origination rate+4.96 pts vs state
6.58%Median rate-0.05 pts vs state
0.34Rate spread (pts)+0.19 pts vs state
$136kMedian applicant income
2,472Loans originated
135Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,761 | 1,761 | 1.0% | 6.75% | #17 |
| 2024 | 3,303 | 2,219 | 1.1% | 6.75% | #14 |
| 2025 | 3,804 | 2,472 | 3.6% | 6.58% | #14 |
What Crosscountry Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 507 | 330 | 13 | 2.6% |
| Arapahoe County | 474 | 311 | 21 | 4.4% |
| Jefferson County | 398 | 262 | 11 | 2.8% |
| Adams County | 382 | 243 | 21 | 5.5% |
| Weld County | 355 | 250 | 13 | 3.7% |
| Douglas County | 246 | 166 | 7 | 2.8% |
| El Paso County | 232 | 136 | 9 | 3.9% |
| Larimer County | 227 | 140 | 10 | 4.4% |
| Boulder County | 214 | 132 | 3 | 1.4% |
| Pueblo County | 133 | 92 | 5 | 3.8% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 3,804 applications in 2025, of which 2,472 were originated and 135 denied.
3.6% of all applications, or 5.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Crosscountry Mortgage originated in Colorado in 2025 was 6.58%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology