Everett Financial in Colorado vs the state
2.9%Denial rate-12.76 pts vs state
5.6%Decision denial rate-14.10 pts vs state
47.7%Origination rate-12.36 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.21 pts vs state
$125kMedian applicant income
448Loans originated
27Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,019 | 355 | 4.2% | 6.75% | #59 |
| 2024 | 429 | 324 | 5.8% | 6.88% | #108 |
| 2025 | 940 | 448 | 2.9% | 6.63% | #63 |
What Everett Financial lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 156 | 86 | 6 | 3.8% |
| Adams County | 153 | 93 | 9 | 5.9% |
| Denver County | 134 | 69 | 1 | 0.7% |
| Jefferson County | 101 | 41 | 2 | 2.0% |
| Douglas County | 74 | 24 | 0 | 0.0% |
| El Paso County | 72 | 36 | 4 | 5.6% |
| Weld County | 58 | 35 | 1 | 1.7% |
| Larimer County | 32 | 10 | 1 | 3.1% |
| Boulder County | 20 | 7 | 1 | 5.0% |
| Mesa County | 15 | 7 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 940 applications in 2025, of which 448 were originated and 27 denied.
2.9% of all applications, or 5.6% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Everett Financial originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology