Carrington Mortgage Services in Colorado vs the state
42.5%Denial rate+26.82 pts vs state
52.5%Decision denial rate+32.82 pts vs state
31.6%Origination rate-28.42 pts vs state
6.25%Median rate-0.38 pts vs state
0.20Rate spread (pts)+0.05 pts vs state
$110kMedian applicant income
291Loans originated
391Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 707 | 197 | 48.1% | 6.63% | #75 |
| 2024 | 748 | 228 | 45.6% | 6.25% | #73 |
| 2025 | 921 | 291 | 42.5% | 6.25% | #64 |
What Carrington Mortgage Services lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 218 | 90 | 72 | 33.0% |
| Arapahoe County | 91 | 27 | 44 | 48.4% |
| Adams County | 83 | 20 | 42 | 50.6% |
| Weld County | 73 | 16 | 33 | 45.2% |
| Jefferson County | 69 | 19 | 26 | 37.7% |
| Denver County | 60 | 16 | 25 | 41.7% |
| Douglas County | 59 | 12 | 34 | 57.6% |
| Larimer County | 38 | 12 | 15 | 39.5% |
| Mesa County | 38 | 12 | 18 | 47.4% |
| Pueblo County | 35 | 14 | 15 | 42.9% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 921 applications in 2025, of which 291 were originated and 391 denied.
42.5% of all applications, or 52.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Carrington Mortgage Services originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology