AmeriSave Mortgage in Colorado vs the state
58.3%Denial rate+42.65 pts vs state
66.0%Decision denial rate+46.36 pts vs state
28.8%Origination rate-31.19 pts vs state
8.50%Median rate+1.88 pts vs state
2.72Rate spread (pts)+2.57 pts vs state
$85kMedian applicant income
371Loans originated
750Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,444 | 224 | 21.7% | 5.99% | #43 |
| 2024 | 1,524 | 259 | 68.5% | 9.38% | #42 |
| 2025 | 1,287 | 371 | 58.3% | 8.50% | #50 |
What AmeriSave Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 166 | 37 | 114 | 68.7% |
| Arapahoe County | 133 | 43 | 76 | 57.1% |
| Weld County | 107 | 42 | 54 | 50.5% |
| Adams County | 103 | 30 | 62 | 60.2% |
| Jefferson County | 99 | 34 | 40 | 40.4% |
| Denver County | 87 | 22 | 57 | 65.5% |
| Pueblo County | 78 | 17 | 47 | 60.3% |
| Larimer County | 68 | 22 | 37 | 54.4% |
| Douglas County | 68 | 28 | 28 | 41.2% |
| Mesa County | 51 | 17 | 24 | 47.1% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 1,287 applications in 2025, of which 371 were originated and 750 denied.
58.3% of all applications, or 66.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans AmeriSave Mortgage originated in Colorado in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology