Mutual of Omaha Mortgage in Colorado vs the state
12.2%Denial rate-3.40 pts vs state
14.8%Decision denial rate-4.83 pts vs state
68.0%Origination rate+8.01 pts vs state
6.13%Median rate-0.50 pts vs state
-0.05Rate spread (pts)-0.20 pts vs state
$84kMedian applicant income
651Loans originated
117Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 736 | 486 | 18.8% | 6.85% | #73 |
| 2024 | 902 | 661 | 14.4% | 6.63% | #61 |
| 2025 | 957 | 651 | 12.2% | 6.13% | #61 |
What Mutual of Omaha Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 119 | 80 | 15 | 12.6% |
| Jefferson County | 111 | 80 | 18 | 16.2% |
| Denver County | 87 | 66 | 11 | 12.6% |
| Arapahoe County | 80 | 56 | 6 | 7.5% |
| Adams County | 78 | 49 | 13 | 16.7% |
| Douglas County | 75 | 49 | 8 | 10.7% |
| Larimer County | 67 | 53 | 6 | 9.0% |
| Weld County | 54 | 37 | 12 | 22.2% |
| Boulder County | 42 | 36 | 1 | 2.4% |
| Mesa County | 28 | 21 | 1 | 3.6% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 957 applications in 2025, of which 651 were originated and 117 denied.
12.2% of all applications, or 14.8% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Mutual of Omaha Mortgage originated in Colorado in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology