The Loan Store in Colorado vs the state
8.6%Denial rate-7.05 pts vs state
9.5%Decision denial rate-10.14 pts vs state
71.7%Origination rate+11.64 pts vs state
6.63%Median rate0.00 pts vs state
0.16Rate spread (pts)+0.01 pts vs state
$149kMedian applicant income
1,646Loans originated
197Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 462 | 290 | 9.3% | 6.88% | #102 |
| 2024 | 1,583 | 1,047 | 8.3% | 6.63% | #39 |
| 2025 | 2,297 | 1,646 | 8.6% | 6.63% | #25 |
What The Loan Store lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 301 | 213 | 22 | 7.3% |
| Jefferson County | 284 | 209 | 22 | 7.7% |
| Arapahoe County | 262 | 182 | 23 | 8.8% |
| El Paso County | 256 | 194 | 18 | 7.0% |
| Douglas County | 189 | 147 | 14 | 7.4% |
| Adams County | 182 | 113 | 20 | 11.0% |
| Larimer County | 155 | 125 | 10 | 6.5% |
| Weld County | 129 | 86 | 14 | 10.9% |
| Boulder County | 80 | 62 | 3 | 3.8% |
| Summit County | 42 | 31 | 3 | 7.1% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 2,297 applications in 2025, of which 1,646 were originated and 197 denied.
8.6% of all applications, or 9.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans The Loan Store originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology