Ark-La-Tex Financial Services, LLC. in Colorado vs the state
2.2%Denial rate-13.40 pts vs state
3.0%Decision denial rate-16.71 pts vs state
72.8%Origination rate+12.81 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)+0.08 pts vs state
$105kMedian applicant income
914Loans originated
28Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 984 | 676 | 3.7% | 6.88% | #61 |
| 2024 | 948 | 670 | 1.5% | 6.88% | #60 |
| 2025 | 1,255 | 914 | 2.2% | 6.63% | #52 |
What Ark-La-Tex Financial Services, LLC. lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mesa County | 663 | 496 | 5 | 0.8% |
| El Paso County | 195 | 144 | 4 | 2.1% |
| Teller County | 47 | 31 | 2 | 4.3% |
| Pueblo County | 38 | 20 | 6 | 15.8% |
| Douglas County | 34 | 23 | 1 | 2.9% |
| Gunnison County | 31 | 17 | 4 | 12.9% |
| Arapahoe County | 30 | 23 | 2 | 6.7% |
| Delta County | 25 | 21 | 0 | 0.0% |
| Rio Blanco County | 23 | 17 | 0 | 0.0% |
| Adams County | 21 | 14 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 1,255 applications in 2025, of which 914 were originated and 28 denied.
2.2% of all applications, or 3.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology