Primary Residential Mortgage in Colorado vs the state
0.8%Denial rate-14.82 pts vs state
1.0%Decision denial rate-18.63 pts vs state
78.1%Origination rate+18.03 pts vs state
6.50%Median rate-0.13 pts vs state
0.20Rate spread (pts)+0.05 pts vs state
$100kMedian applicant income
384Loans originated
4Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,555 | 1,203 | 1.6% | 6.63% | #41 |
| 2024 | 1,021 | 817 | 2.5% | 6.75% | #54 |
| 2025 | 492 | 384 | 0.8% | 6.50% | #105 |
What Primary Residential Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mesa County | 104 | 91 | 0 | 0.0% |
| Weld County | 100 | 83 | 0 | 0.0% |
| El Paso County | 69 | 53 | 0 | 0.0% |
| Arapahoe County | 34 | 25 | 2 | 5.9% |
| Adams County | 30 | 27 | 0 | 0.0% |
| Larimer County | 30 | 20 | 0 | 0.0% |
| Pueblo County | 27 | 17 | 0 | 0.0% |
| Denver County | 23 | 13 | 1 | 4.3% |
| Teller County | 16 | 14 | 0 | 0.0% |
| Morgan County | 12 | 6 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 492 applications in 2025, of which 384 were originated and 4 denied.
0.8% of all applications, or 1.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Primary Residential Mortgage originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology