Kbhs Home Loans in Idaho vs the state
8.3%Denial rate-6.17 pts vs state
10.5%Decision denial rate-7.07 pts vs state
71.0%Origination rate+7.99 pts vs state
5.75%Median rate-0.88 pts vs state
-0.24Rate spread (pts)-0.40 pts vs state
$100kMedian applicant income
120Loans originated
14Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 49 | 4.8% | 6.36% | #128 |
| 2024 | 67 | 59 | 1.5% | 5.99% | #127 |
| 2025 | 169 | 120 | 8.3% | 5.75% | #93 |
What Kbhs Home Loans lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Kbhs Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Canyon County | 121 | 86 | 14 | 11.6% |
| Ada County | 48 | 34 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 169 applications in 2025, of which 120 were originated and 14 denied.
8.3% of all applications, or 10.5% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Kbhs Home Loans originated in Idaho in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Kbhs Home Loans's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology