Longbridge Financial in Idaho vs the state
11.8%Denial rate-2.61 pts vs state
15.0%Decision denial rate-2.52 pts vs state
61.8%Origination rate-1.18 pts vs state
6.38%Median rate-0.25 pts vs state
—Rate spread (pts)
$36kMedian applicant income
47Loans originated
9Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 31 | 22.0% | 7.43% | #133 |
| 2024 | 63 | 46 | 9.5% | 7.16% | #132 |
| 2025 | 76 | 47 | 11.8% | 6.38% | #132 |
What Longbridge Financial lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kootenai County | 12 | 8 | 2 | 16.7% |
| Ada County | 12 | 8 | 0 | 0.0% |
| Canyon County | 10 | 10 | 0 | 0.0% |
| Bonner County | 6 | 4 | 1 | 16.7% |
| Idaho County | 5 | 3 | 1 | 20.0% |
| Teton County | 4 | 1 | 1 | 25.0% |
| Nez Perce County | 3 | 1 | 0 | 0.0% |
| Bonneville County | 3 | 1 | 0 | 0.0% |
| Jefferson County | 3 | 1 | 1 | 33.3% |
| Bingham County | 3 | 2 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 76 applications in 2025, of which 47 were originated and 9 denied.
11.8% of all applications, or 15.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Longbridge Financial originated in Idaho in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology