Equity Prime Mortgage in Idaho vs the state
12.1%Denial rate-2.33 pts vs state
25.0%Decision denial rate+7.48 pts vs state
36.4%Origination rate-26.66 pts vs state
6.63%Median rate0.00 pts vs state
0.40Rate spread (pts)+0.25 pts vs state
$87kMedian applicant income
48Loans originated
16Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 14 | 3.3% | 6.81% | #171 |
| 2024 | 59 | 34 | 3.4% | 6.25% | #137 |
| 2025 | 132 | 48 | 12.1% | 6.63% | #107 |
What Equity Prime Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Canyon County | 23 | 9 | 3 | 13.0% |
| Ada County | 23 | 15 | 2 | 8.7% |
| Kootenai County | 13 | 3 | 2 | 15.4% |
| Twin Falls County | 10 | 5 | 2 | 20.0% |
| Bonneville County | 8 | 1 | 1 | 12.5% |
| Bonner County | 6 | 2 | 2 | 33.3% |
| Nez Perce County | 5 | 1 | 0 | 0.0% |
| Gooding County | 3 | 1 | 0 | 0.0% |
| Clearwater County | 3 | 0 | 0 | 0.0% |
| Franklin County | 3 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 132 applications in 2025, of which 48 were originated and 16 denied.
12.1% of all applications, or 25.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Equity Prime Mortgage originated in Idaho in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology