Unnamed lender 254900M2C4Q6DATP2889 in Idaho vs the state
14.0%Denial rate-0.41 pts vs state
27.9%Decision denial rate+10.39 pts vs state
36.3%Origination rate-26.76 pts vs state
6.00%Median rate-0.63 pts vs state
0.39Rate spread (pts)+0.24 pts vs state
$80kMedian applicant income
62Loans originated
24Denied
What Unnamed lender 254900M2C4Q6DATP2889 lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Canyon County | 29 | 10 | 3 | 10.3% |
| Ada County | 28 | 14 | 3 | 10.7% |
| Kootenai County | 17 | 3 | 3 | 17.6% |
| Bonneville County | 15 | 4 | 3 | 20.0% |
| Twin Falls County | 11 | 3 | 3 | 27.3% |
| Bingham County | 8 | 2 | 0 | 0.0% |
| Bannock County | 7 | 3 | 0 | 0.0% |
| Payette County | 6 | 3 | 2 | 33.3% |
| Nez Perce County | 6 | 2 | 2 | 33.3% |
| Gem County | 5 | 1 | 1 | 20.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 171 applications in 2025, of which 62 were originated and 24 denied.
14.0% of all applications, or 27.9% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Idaho in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology