Toll Brothers Mortgage · Idaho · 2025

Toll Brothers Mortgage in Idaho: approval rate, denial rate and rates (2025)

Toll Brothers Mortgage took 752 mortgage applications in Idaho in 2025, ranking #27 of 595 lenders active in the state. It originated 71.1% of them and denied 6.3% (6.8% of the applications it decided), against a statewide denial rate of 14.5%.

752Applicationsin ID
6.8%Decision denial ratestate 17.5%
6.00%Median ratestate 6.63%
$405,000Median loanstate $265,000
$215MVolume4 counties

Toll Brothers Mortgage in Idaho vs the state

6.3%Denial rate-8.20 pts vs state
6.8%Decision denial rate-10.71 pts vs state
71.1%Origination rate+8.12 pts vs state
6.00%Median rate-0.63 pts vs state
-0.18Rate spread (pts)-0.34 pts vs state
$125kMedian applicant income
535Loans originated
47Denied

Trend in Idaho

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234262683.1%5.75%#43
20246014144.2%6.13%#28
20257525356.3%6.00%#27

What Toll Brothers Mortgage lends in Idaho

By loan purpose

Home purchase 752 100% · 6.3% denied

By loan type

Conventional 613 82% · 5.4% denied
FHA 61 8% · 11.5% denied
VA 78 10% · 9.0% denied

Why it denied Idaho applicants

Debt-to-income ratio 37 79%
Credit history 4 9%
Insufficient cash 3 6%
Other 2 4%
Employment history 1 2%

Where in Idaho

Counties with the most Toll Brothers Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ada County 51235734 6.6%
Canyon County 22417012 5.4%
Kootenai County 1361 7.7%
Gem County 320 0.0%

Other large lenders in Idaho

LenderGradeApplicationsDenial rateMedian rate
Idaho Central Credit UnionA 15,64416.5%7.00%
Rocket MortgageC 4,39113.3%6.63%
United Shore Financial ServicesB 3,9439.1%6.12%
Premier Mortgage ResourcesB 2,5042.7%6.25%
Mountain America Federal Credit UnionD 2,32337.7%7.24%
Guild MortgageA 2,3203.4%6.50%
U.S. BankD 2,16128.6%7.35%
Loandepot.ComD 1,62214.2%6.50%
Glacier BankD 1,50714.5%6.88%
Pennymac Loan ServicesC 1,29710.8%6.50%

Frequently asked questions

Idaho: 752 applications in 2025, of which 535 were originated and 47 denied.

6.3% of all applications, or 6.8% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.

The median rate on loans Toll Brothers Mortgage originated in Idaho in 2025 was 6.00%, against a statewide median of 6.63%.

About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology