Lennar Mortgage in Idaho vs the state
5.4%Denial rate-9.10 pts vs state
6.3%Decision denial rate-11.18 pts vs state
78.8%Origination rate+15.77 pts vs state
4.88%Median rate-1.75 pts vs state
-1.46Rate spread (pts)-1.61 pts vs state
$116kMedian applicant income
442Loans originated
30Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 130 | 90 | 9.2% | 5.50% | #93 |
| 2024 | 399 | 282 | 5.8% | 5.06% | #46 |
| 2025 | 561 | 442 | 5.4% | 4.88% | #37 |
What Lennar Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Lennar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Canyon County | 278 | 222 | 14 | 5.0% |
| Ada County | 186 | 145 | 13 | 7.0% |
| Kootenai County | 96 | 74 | 3 | 3.1% |
| Payette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 561 applications in 2025, of which 442 were originated and 30 denied.
5.4% of all applications, or 6.3% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Lennar Mortgage originated in Idaho in 2025 was 4.88%, against a statewide median of 6.63%.
About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology