Evergreen Moneysource Mortgage in Idaho vs the state
0.3%Denial rate-14.12 pts vs state
0.4%Decision denial rate-17.13 pts vs state
80.8%Origination rate+17.75 pts vs state
6.50%Median rate-0.13 pts vs state
0.33Rate spread (pts)+0.18 pts vs state
$110kMedian applicant income
735Loans originated
3Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 771 | 573 | 4.0% | 6.75% | #20 |
| 2024 | 799 | 633 | 1.6% | 6.75% | #21 |
| 2025 | 910 | 735 | 0.3% | 6.50% | #19 |
What Evergreen Moneysource Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Evergreen Moneysource Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Canyon County | 255 | 222 | 1 | 0.4% |
| Ada County | 225 | 191 | 0 | 0.0% |
| Kootenai County | 100 | 72 | 0 | 0.0% |
| Bonner County | 99 | 83 | 0 | 0.0% |
| Gem County | 25 | 20 | 0 | 0.0% |
| Boundary County | 22 | 16 | 0 | 0.0% |
| Payette County | 21 | 16 | 1 | 4.8% |
| Bonneville County | 19 | 18 | 0 | 0.0% |
| Bannock County | 17 | 12 | 0 | 0.0% |
| Valley County | 15 | 13 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 910 applications in 2025, of which 735 were originated and 3 denied.
0.3% of all applications, or 0.4% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Evergreen Moneysource Mortgage originated in Idaho in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Evergreen Moneysource Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology