Carrington Mortgage Services in Idaho vs the state
39.6%Denial rate+25.14 pts vs state
51.0%Decision denial rate+33.46 pts vs state
32.0%Origination rate-31.04 pts vs state
6.62%Median rate0.00 pts vs state
0.40Rate spread (pts)+0.25 pts vs state
$97kMedian applicant income
63Loans originated
78Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 122 | 37 | 43.4% | 7.13% | #95 |
| 2024 | 141 | 52 | 42.6% | 6.63% | #92 |
| 2025 | 197 | 63 | 39.6% | 6.62% | #84 |
What Carrington Mortgage Services lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 51 | 17 | 22 | 43.1% |
| Canyon County | 24 | 10 | 6 | 25.0% |
| Kootenai County | 18 | 3 | 8 | 44.4% |
| Bannock County | 13 | 2 | 9 | 69.2% |
| Bonneville County | 10 | 2 | 2 | 20.0% |
| Payette County | 9 | 3 | 5 | 55.6% |
| Bonner County | 9 | 3 | 2 | 22.2% |
| Twin Falls County | 8 | 2 | 4 | 50.0% |
| Bingham County | 7 | 3 | 1 | 14.3% |
| Jerome County | 6 | 2 | 4 | 66.7% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 197 applications in 2025, of which 63 were originated and 78 denied.
39.6% of all applications, or 51.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Carrington Mortgage Services originated in Idaho in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology