Movement Mortgage in Idaho vs the state
5.8%Denial rate-8.70 pts vs state
6.6%Decision denial rate-10.97 pts vs state
69.7%Origination rate+6.63 pts vs state
6.50%Median rate-0.13 pts vs state
0.32Rate spread (pts)+0.17 pts vs state
$107kMedian applicant income
787Loans originated
65Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 963 | 714 | 3.1% | 6.75% | #16 |
| 2024 | 1,053 | 778 | 3.8% | 6.75% | #14 |
| 2025 | 1,130 | 787 | 5.8% | 6.50% | #14 |
What Movement Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Movement Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 389 | 280 | 20 | 5.1% |
| Canyon County | 260 | 169 | 18 | 6.9% |
| Twin Falls County | 112 | 83 | 8 | 7.1% |
| Elmore County | 101 | 76 | 2 | 2.0% |
| Nez Perce County | 39 | 29 | 2 | 5.1% |
| Jerome County | 34 | 23 | 3 | 8.8% |
| Boise County | 24 | 18 | 2 | 8.3% |
| Payette County | 22 | 20 | 0 | 0.0% |
| Gem County | 18 | 8 | 3 | 16.7% |
| Gooding County | 16 | 8 | 1 | 6.3% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 1,130 applications in 2025, of which 787 were originated and 65 denied.
5.8% of all applications, or 6.6% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Movement Mortgage originated in Idaho in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology