CMG Mortgage in Idaho vs the state
2.5%Denial rate-11.97 pts vs state
3.0%Decision denial rate-14.52 pts vs state
73.0%Origination rate+9.93 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)+0.08 pts vs state
$136kMedian applicant income
793Loans originated
27Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 480 | 338 | 5.6% | 6.88% | #36 |
| 2024 | 715 | 526 | 3.8% | 6.88% | #24 |
| 2025 | 1,087 | 793 | 2.5% | 6.63% | #15 |
What CMG Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 329 | 254 | 7 | 2.1% |
| Kootenai County | 227 | 176 | 3 | 1.3% |
| Latah County | 120 | 96 | 1 | 0.8% |
| Canyon County | 104 | 71 | 5 | 4.8% |
| Bonner County | 101 | 66 | 3 | 3.0% |
| Boundary County | 47 | 29 | 4 | 8.5% |
| Twin Falls County | 15 | 8 | 1 | 6.7% |
| Shoshone County | 13 | 10 | 0 | 0.0% |
| Nez Perce County | 12 | 9 | 0 | 0.0% |
| Valley County | 11 | 6 | 2 | 18.2% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 1,087 applications in 2025, of which 793 were originated and 27 denied.
2.5% of all applications, or 3.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans CMG Mortgage originated in Idaho in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology