Paramount Residential Mortgage Group in Idaho vs the state
1.0%Denial rate-13.41 pts vs state
1.3%Decision denial rate-16.23 pts vs state
79.7%Origination rate+16.67 pts vs state
6.50%Median rate-0.13 pts vs state
0.09Rate spread (pts)-0.07 pts vs state
$120kMedian applicant income
153Loans originated
2Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 92 | 67 | 3.3% | 6.63% | #109 |
| 2024 | 116 | 82 | 0.0% | 6.56% | #103 |
| 2025 | 192 | 153 | 1.0% | 6.50% | #86 |
What Paramount Residential Mortgage Group lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kootenai County | 65 | 59 | 0 | 0.0% |
| Ada County | 38 | 30 | 0 | 0.0% |
| Canyon County | 22 | 17 | 1 | 4.5% |
| Bonneville County | 9 | 6 | 0 | 0.0% |
| Bonner County | 8 | 6 | 1 | 12.5% |
| Franklin County | 6 | 5 | 0 | 0.0% |
| Shoshone County | 6 | 4 | 0 | 0.0% |
| Twin Falls County | 6 | 5 | 0 | 0.0% |
| Benewah County | 5 | 4 | 0 | 0.0% |
| Valley County | 4 | 3 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 192 applications in 2025, of which 153 were originated and 2 denied.
1.0% of all applications, or 1.3% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Paramount Residential Mortgage Group originated in Idaho in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology