Nationstar Mortgage in Idaho vs the state
13.6%Denial rate-0.84 pts vs state
16.0%Decision denial rate-1.53 pts vs state
69.9%Origination rate+6.85 pts vs state
8.25%Median rate+1.63 pts vs state
2.74Rate spread (pts)+2.59 pts vs state
$94kMedian applicant income
385Loans originated
75Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 216 | 141 | 14.4% | 6.75% | #72 |
| 2024 | 437 | 306 | 12.1% | 8.50% | #43 |
| 2025 | 551 | 385 | 13.6% | 8.25% | #39 |
What Nationstar Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 175 | 130 | 21 | 12.0% |
| Canyon County | 70 | 58 | 4 | 5.7% |
| Kootenai County | 54 | 35 | 6 | 11.1% |
| Bonneville County | 46 | 29 | 10 | 21.7% |
| Jefferson County | 19 | 11 | 4 | 21.1% |
| Bannock County | 18 | 12 | 3 | 16.7% |
| Twin Falls County | 18 | 14 | 2 | 11.1% |
| Nez Perce County | 16 | 12 | 2 | 12.5% |
| Elmore County | 15 | 8 | 3 | 20.0% |
| Bingham County | 12 | 8 | 1 | 8.3% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 551 applications in 2025, of which 385 were originated and 75 denied.
13.6% of all applications, or 16.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Nationstar Mortgage originated in Idaho in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology