USAA Federal Savings Bank in Maine vs the state
23.3%Denial rate+6.97 pts vs state
33.3%Decision denial rate+13.25 pts vs state
46.6%Origination rate-15.57 pts vs state
6.31%Median rate-0.56 pts vs state
-0.13Rate spread (pts)-0.46 pts vs state
$128kMedian applicant income
96Loans originated
48Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 168 | 93 | 16.7% | 6.25% | #68 |
| 2024 | 184 | 95 | 23.4% | 6.50% | #70 |
| 2025 | 206 | 96 | 23.3% | 6.31% | #69 |
What USAA Federal Savings Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 47 | 19 | 13 | 27.7% |
| Kennebec County | 24 | 10 | 5 | 20.8% |
| Penobscot County | 20 | 12 | 4 | 20.0% |
| Androscoggin County | 16 | 8 | 6 | 37.5% |
| Aroostook County | 16 | 5 | 6 | 37.5% |
| York County | 15 | 8 | 3 | 20.0% |
| Hancock County | 11 | 6 | 1 | 9.1% |
| Lincoln County | 10 | 6 | 1 | 10.0% |
| Waldo County | 9 | 4 | 3 | 33.3% |
| Oxford County | 8 | 2 | 2 | 25.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 206 applications in 2025, of which 96 were originated and 48 denied.
23.3% of all applications, or 33.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans USAA Federal Savings Bank originated in Maine in 2025 was 6.31%, against a statewide median of 6.88%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology