Primary Residential Mortgage in Maine vs the state
8.2%Denial rate-8.17 pts vs state
10.7%Decision denial rate-9.41 pts vs state
68.4%Origination rate+6.20 pts vs state
6.88%Median rate0.00 pts vs state
0.72Rate spread (pts)+0.39 pts vs state
$92kMedian applicant income
67Loans originated
8Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 26 | 2.6% | 7.43% | #120 |
| 2024 | 58 | 32 | 13.8% | 7.06% | #105 |
| 2025 | 98 | 67 | 8.2% | 6.88% | #91 |
What Primary Residential Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 35 | 25 | 2 | 5.7% |
| York County | 13 | 11 | 1 | 7.7% |
| Kennebec County | 9 | 5 | 1 | 11.1% |
| Oxford County | 9 | 6 | 1 | 11.1% |
| Penobscot County | 8 | 7 | 0 | 0.0% |
| Androscoggin County | 7 | 3 | 1 | 14.3% |
| Somerset County | 5 | 4 | 0 | 0.0% |
| Hancock County | 5 | 2 | 1 | 20.0% |
| Waldo County | 2 | 1 | 0 | 0.0% |
| Knox County | 2 | 1 | 1 | 50.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 98 applications in 2025, of which 67 were originated and 8 denied.
8.2% of all applications, or 10.7% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Primary Residential Mortgage originated in Maine in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology