Sun West Mortgage Company · Maine · 2025

Sun West Mortgage Company in Maine: approval rate, denial rate and rates (2025)

Sun West Mortgage Company took 13 mortgage applications in Maine in 2025, ranking #197 of 537 lenders active in the state. It originated 53.9% of them and denied 15.4% (18.2% of the applications it decided), against a statewide denial rate of 16.3%.

13Applicationsin ME
18.2%Decision denial ratestate 20.1%
6.00%Median ratestate 6.88%
$355,000Median loanstate $215,000
$2.8MVolume5 counties

Sun West Mortgage Company in Maine vs the state

15.4%Denial rate-0.95 pts vs state
18.2%Decision denial rate-1.90 pts vs state
53.9%Origination rate-8.32 pts vs state
6.00%Median rate-0.88 pts vs state
-0.51Rate spread (pts)-0.83 pts vs state
$105kMedian applicant income
7Loans originated
2Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239422.2%6.06%#209
202513715.4%6.00%#197

What Sun West Mortgage Company lends in Maine

By loan purpose

Home purchase 2 15% · 50.0% denied
Refinance 6 46% · 0.0% denied
Cash-out refinance 5 38% · 20.0% denied

By loan type

Conventional 3 23% · 33.3% denied
FHA 2 15% · 0.0% denied
VA 8 62% · 12.5% denied

Why it denied Maine applicants

Debt-to-income ratio 1 50%
Credit history 1 50%

Where in Maine

Counties with the most Sun West Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 421 25.0%
Androscoggin County 320 0.0%
Somerset County 220 0.0%
Cumberland County 210 0.0%
Penobscot County 201 50.0%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 13 applications in 2025, of which 7 were originated and 2 denied.

15.4% of all applications, or 18.2% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans Sun West Mortgage Company originated in Maine in 2025 was 6.00%, against a statewide median of 6.88%.

About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology