Leaderone Financial in Maine vs the state
7.7%Denial rate-8.64 pts vs state
8.5%Decision denial rate-11.57 pts vs state
82.7%Origination rate+20.52 pts vs state
6.75%Median rate-0.13 pts vs state
0.38Rate spread (pts)+0.05 pts vs state
$95kMedian applicant income
215Loans originated
20Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 383 | 292 | 10.7% | 6.99% | #35 |
| 2024 | 280 | 216 | 7.5% | 6.99% | #50 |
| 2025 | 260 | 215 | 7.7% | 6.75% | #61 |
What Leaderone Financial lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Penobscot County | 132 | 112 | 10 | 7.6% |
| Piscataquis County | 25 | 20 | 2 | 8.0% |
| Hancock County | 12 | 11 | 0 | 0.0% |
| Kennebec County | 12 | 9 | 2 | 16.7% |
| Franklin County | 12 | 8 | 1 | 8.3% |
| Somerset County | 10 | 9 | 0 | 0.0% |
| Androscoggin County | 9 | 8 | 0 | 0.0% |
| Aroostook County | 8 | 6 | 0 | 0.0% |
| Knox County | 8 | 8 | 0 | 0.0% |
| Washington County | 7 | 7 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 260 applications in 2025, of which 215 were originated and 20 denied.
7.7% of all applications, or 8.5% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Leaderone Financial originated in Maine in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology