Paramount Residential Mortgage Group · Maine · 2025

Paramount Residential Mortgage Group in Maine: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 215 mortgage applications in Maine in 2025, ranking #67 of 537 lenders active in the state. It originated 73.0% of them and denied 5.1% (6.6% of the applications it decided), against a statewide denial rate of 16.3%.

215Applicationsin ME
6.6%Decision denial ratestate 20.1%
6.63%Median ratestate 6.88%
$435,000Median loanstate $215,000
$68MVolume13 counties

Paramount Residential Mortgage Group in Maine vs the state

5.1%Denial rate-11.21 pts vs state
6.6%Decision denial rate-13.53 pts vs state
73.0%Origination rate+10.85 pts vs state
6.63%Median rate-0.25 pts vs state
0.55Rate spread (pts)+0.23 pts vs state
$120kMedian applicant income
157Loans originated
11Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
202381562.5%6.93%#92
20241841362.7%6.75%#69
20252151575.1%6.63%#67

What Paramount Residential Mortgage Group lends in Maine

By loan purpose

Home purchase 183 85% · 6.0% denied
Refinance 15 7% · 0.0% denied
Cash-out refinance 15 7% · 0.0% denied
Home improvement 2 1% · 0.0% denied

By loan type

Conventional 138 64% · 1.5% denied
FHA 67 31% · 13.4% denied
VA 10 5% · 0.0% denied

Why it denied Maine applicants

Collateral 5 45%
Debt-to-income ratio 4 36%
Insufficient cash 1 9%
Other 1 9%

Where in Maine

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cumberland County 79652 2.5%
York County 67427 10.4%
Androscoggin County 41281 2.4%
Kennebec County 650 0.0%
Penobscot County 640 0.0%
Franklin County 321 33.3%
Sagadahoc County 330 0.0%
Hancock County 320 0.0%
Waldo County 220 0.0%
Aroostook County 220 0.0%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 215 applications in 2025, of which 157 were originated and 11 denied.

5.1% of all applications, or 6.6% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans Paramount Residential Mortgage Group originated in Maine in 2025 was 6.63%, against a statewide median of 6.88%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology