NBKC Bank in Maine vs the state
11.3%Denial rate-5.04 pts vs state
19.4%Decision denial rate-0.64 pts vs state
46.8%Origination rate-15.40 pts vs state
6.00%Median rate-0.88 pts vs state
-0.23Rate spread (pts)-0.56 pts vs state
$168kMedian applicant income
29Loans originated
7Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 12 | 12.0% | 6.44% | #144 |
| 2024 | 42 | 20 | 9.5% | 6.50% | #123 |
| 2025 | 62 | 29 | 11.3% | 6.00% | #118 |
What NBKC Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most NBKC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 20 | 9 | 2 | 10.0% |
| York County | 8 | 3 | 0 | 0.0% |
| Aroostook County | 5 | 3 | 1 | 20.0% |
| Kennebec County | 4 | 2 | 1 | 25.0% |
| Androscoggin County | 4 | 2 | 0 | 0.0% |
| Hancock County | 4 | 3 | 0 | 0.0% |
| Penobscot County | 3 | 1 | 0 | 0.0% |
| Franklin County | 3 | 0 | 1 | 33.3% |
| Sagadahoc County | 3 | 3 | 0 | 0.0% |
| Piscataquis County | 2 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 62 applications in 2025, of which 29 were originated and 7 denied.
11.3% of all applications, or 19.4% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans NBKC Bank originated in Maine in 2025 was 6.00%, against a statewide median of 6.88%.
About this data. Figures are NBKC Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology