Total Mortgage Services in Maine vs the state
3.6%Denial rate-12.70 pts vs state
4.8%Decision denial rate-15.25 pts vs state
71.0%Origination rate+8.81 pts vs state
6.88%Median rate0.00 pts vs state
0.54Rate spread (pts)+0.22 pts vs state
$108kMedian applicant income
313Loans originated
16Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 244 | 182 | 4.5% | 7.00% | #55 |
| 2024 | 435 | 299 | 5.8% | 7.13% | #32 |
| 2025 | 441 | 313 | 3.6% | 6.88% | #36 |
What Total Mortgage Services lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Total Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 126 | 87 | 2 | 1.6% |
| Penobscot County | 82 | 68 | 2 | 2.4% |
| York County | 47 | 33 | 5 | 10.6% |
| Androscoggin County | 35 | 21 | 2 | 5.7% |
| Kennebec County | 29 | 20 | 1 | 3.4% |
| Oxford County | 20 | 17 | 0 | 0.0% |
| Waldo County | 16 | 9 | 0 | 0.0% |
| Hancock County | 15 | 10 | 0 | 0.0% |
| Somerset County | 15 | 9 | 1 | 6.7% |
| Sagadahoc County | 12 | 10 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 441 applications in 2025, of which 313 were originated and 16 denied.
3.6% of all applications, or 4.8% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Total Mortgage Services originated in Maine in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Total Mortgage Services's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology