New Day Financial in Maine vs the state
24.8%Denial rate+8.50 pts vs state
46.5%Decision denial rate+26.42 pts vs state
26.2%Origination rate-35.98 pts vs state
6.99%Median rate+0.12 pts vs state
0.80Rate spread (pts)+0.48 pts vs state
$73kMedian applicant income
77Loans originated
73Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 187 | 41 | 24.6% | 7.50% | #64 |
| 2024 | 261 | 57 | 19.2% | 7.63% | #54 |
| 2025 | 294 | 77 | 24.8% | 6.99% | #53 |
What New Day Financial lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Penobscot County | 54 | 15 | 9 | 16.7% |
| Cumberland County | 37 | 11 | 13 | 35.1% |
| Kennebec County | 33 | 9 | 9 | 27.3% |
| Aroostook County | 28 | 10 | 6 | 21.4% |
| York County | 22 | 5 | 5 | 22.7% |
| Androscoggin County | 20 | 6 | 4 | 20.0% |
| Oxford County | 17 | 5 | 2 | 11.8% |
| Somerset County | 16 | 7 | 5 | 31.3% |
| Waldo County | 14 | 3 | 4 | 28.6% |
| Piscataquis County | 11 | 1 | 5 | 45.5% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 294 applications in 2025, of which 77 were originated and 73 denied.
24.8% of all applications, or 46.5% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans New Day Financial originated in Maine in 2025 was 6.99%, against a statewide median of 6.88%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology