AmeriSave Mortgage in Maine vs the state
65.4%Denial rate+49.07 pts vs state
72.4%Decision denial rate+52.30 pts vs state
24.8%Origination rate-37.37 pts vs state
8.38%Median rate+1.50 pts vs state
2.43Rate spread (pts)+2.10 pts vs state
$69kMedian applicant income
157Loans originated
414Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 510 | 86 | 21.6% | 6.25% | #23 |
| 2024 | 662 | 103 | 70.9% | 7.13% | #19 |
| 2025 | 633 | 157 | 65.4% | 8.38% | #25 |
What AmeriSave Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 105 | 35 | 61 | 58.1% |
| Cumberland County | 89 | 19 | 59 | 66.3% |
| Penobscot County | 84 | 23 | 52 | 61.9% |
| Kennebec County | 75 | 23 | 43 | 57.3% |
| Androscoggin County | 44 | 8 | 34 | 77.3% |
| Aroostook County | 43 | 8 | 30 | 69.8% |
| Hancock County | 31 | 6 | 20 | 64.5% |
| Somerset County | 27 | 6 | 17 | 63.0% |
| Oxford County | 26 | 7 | 17 | 65.4% |
| Knox County | 22 | 3 | 17 | 77.3% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 633 applications in 2025, of which 157 were originated and 414 denied.
65.4% of all applications, or 72.4% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans AmeriSave Mortgage originated in Maine in 2025 was 8.38%, against a statewide median of 6.88%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology