Equity Prime Mortgage in Maine vs the state
9.9%Denial rate-6.45 pts vs state
24.2%Decision denial rate+4.16 pts vs state
30.9%Origination rate-31.31 pts vs state
6.25%Median rate-0.63 pts vs state
0.00Rate spread (pts)-0.33 pts vs state
$85kMedian applicant income
25Loans originated
8Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 19 | 0.0% | 7.13% | #135 |
| 2024 | 30 | 11 | 3.3% | 6.75% | #143 |
| 2025 | 81 | 25 | 9.9% | 6.25% | #102 |
What Equity Prime Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 19 | 6 | 3 | 15.8% |
| Penobscot County | 15 | 3 | 0 | 0.0% |
| Cumberland County | 10 | 3 | 1 | 10.0% |
| Androscoggin County | 9 | 3 | 1 | 11.1% |
| Oxford County | 5 | 3 | 0 | 0.0% |
| Somerset County | 5 | 1 | 1 | 20.0% |
| Aroostook County | 3 | 1 | 0 | 0.0% |
| Kennebec County | 3 | 0 | 0 | 0.0% |
| Sagadahoc County | 3 | 1 | 1 | 33.3% |
| Hancock County | 2 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 81 applications in 2025, of which 25 were originated and 8 denied.
9.9% of all applications, or 24.2% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Equity Prime Mortgage originated in Maine in 2025 was 6.25%, against a statewide median of 6.88%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology