Homebridge Financial Services in Maine vs the state
14.9%Denial rate-1.42 pts vs state
16.2%Decision denial rate-3.86 pts vs state
75.8%Origination rate+13.61 pts vs state
9.54%Median rate+2.66 pts vs state
0.32Rate spread (pts)-0.01 pts vs state
$116kMedian applicant income
122Loans originated
24Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 149 | 99 | 21.5% | 7.13% | #74 |
| 2024 | 128 | 99 | 14.8% | 7.63% | #79 |
| 2025 | 161 | 122 | 14.9% | 9.54% | #74 |
What Homebridge Financial Services lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 55 | 46 | 7 | 12.7% |
| Cumberland County | 29 | 21 | 4 | 13.8% |
| Kennebec County | 12 | 8 | 2 | 16.7% |
| Penobscot County | 11 | 7 | 2 | 18.2% |
| Androscoggin County | 9 | 8 | 1 | 11.1% |
| Oxford County | 8 | 6 | 1 | 12.5% |
| Waldo County | 7 | 4 | 3 | 42.9% |
| Somerset County | 6 | 5 | 0 | 0.0% |
| Sagadahoc County | 5 | 2 | 2 | 40.0% |
| Aroostook County | 4 | 4 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 161 applications in 2025, of which 122 were originated and 24 denied.
14.9% of all applications, or 16.2% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Homebridge Financial Services originated in Maine in 2025 was 9.54%, against a statewide median of 6.88%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology