Lakeview Loan Servicing · Maine · 2025

Lakeview Loan Servicing in Maine: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 313 mortgage applications in Maine in 2025, ranking #46 of 537 lenders active in the state. It originated 28.1% of them and denied 45.1% (53.0% of the applications it decided), against a statewide denial rate of 16.3%.

313Applicationsin ME
53.0%Decision denial ratestate 20.1%
6.25%Median ratestate 6.88%
$285,000Median loanstate $215,000
$25MVolume16 counties

Lakeview Loan Servicing in Maine vs the state

45.1%Denial rate+28.72 pts vs state
53.0%Decision denial rate+32.93 pts vs state
28.1%Origination rate-34.05 pts vs state
6.25%Median rate-0.63 pts vs state
0.13Rate spread (pts)-0.20 pts vs state
$108kMedian applicant income
88Loans originated
141Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231062956.6%6.50%#87
20242237337.7%6.25%#63
20253138845.1%6.25%#46

What Lakeview Loan Servicing lends in Maine

By loan purpose

Home purchase 5 2% · 0.0% denied
Refinance 172 55% · 41.3% denied
Cash-out refinance 87 28% · 40.2% denied
Other / HELOC 49 16% · 71.4% denied

By loan type

Conventional 114 36% · 57.9% denied
FHA 134 43% · 36.6% denied
VA 65 21% · 40.0% denied

Why it denied Maine applicants

Incomplete application 104 74%
Credit history 14 10%
Other 8 6%
Debt-to-income ratio 8 6%
Collateral 4 3%
Insufficient cash 1 1%
Employment history 1 1%
Unverifiable information 1 1%

Where in Maine

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 692135 50.7%
Cumberland County 481426 54.2%
Androscoggin County 42520 47.6%
Penobscot County 291110 34.5%
Kennebec County 2899 32.1%
Oxford County 23711 47.8%
Lincoln County 1535 33.3%
Waldo County 1256 50.0%
Hancock County 822 25.0%
Franklin County 741 14.3%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 313 applications in 2025, of which 88 were originated and 141 denied.

45.1% of all applications, or 53.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans Lakeview Loan Servicing originated in Maine in 2025 was 6.25%, against a statewide median of 6.88%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology