Nationstar Mortgage · Maine · 2025

Nationstar Mortgage in Maine: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 437 mortgage applications in Maine in 2025, ranking #37 of 537 lenders active in the state. It originated 67.7% of them and denied 14.9% (17.9% of the applications it decided), against a statewide denial rate of 16.3%.

437Applicationsin ME
17.9%Decision denial ratestate 20.1%
7.38%Median ratestate 6.88%
$155,000Median loanstate $215,000
$57MVolume16 counties

Nationstar Mortgage in Maine vs the state

14.9%Denial rate-1.46 pts vs state
17.9%Decision denial rate-2.22 pts vs state
67.7%Origination rate+5.56 pts vs state
7.38%Median rate+0.50 pts vs state
1.74Rate spread (pts)+1.41 pts vs state
$93kMedian applicant income
296Loans originated
65Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
202322813815.4%6.49%#58
202437725613.8%7.13%#38
202543729614.9%7.38%#37

What Nationstar Mortgage lends in Maine

By loan purpose

Home purchase 43 10% · 11.6% denied
Refinance 69 16% · 2.9% denied
Cash-out refinance 118 27% · 24.6% denied
Home improvement 44 10% · 15.9% denied
Other / HELOC 163 37% · 13.5% denied

By loan type

Conventional 351 80% · 14.5% denied
FHA 56 13% · 21.4% denied
VA 30 7% · 6.7% denied

Why it denied Maine applicants

Collateral 32 49%
Debt-to-income ratio 15 23%
Other 6 9%
Unverifiable information 5 8%
Employment history 3 5%
Credit history 3 5%
Incomplete application 1 2%

Where in Maine

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cumberland County 1168017 14.7%
York County 825317 20.7%
Penobscot County 49373 6.1%
Androscoggin County 40275 12.5%
Kennebec County 32242 6.3%
Oxford County 25164 16.0%
Franklin County 1685 31.3%
Knox County 16113 18.8%
Waldo County 16131 6.3%
Hancock County 1181 9.1%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 437 applications in 2025, of which 296 were originated and 65 denied.

14.9% of all applications, or 17.9% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans Nationstar Mortgage originated in Maine in 2025 was 7.38%, against a statewide median of 6.88%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology