Fairway Independent Mortgage in Maine vs the state
3.5%Denial rate-12.79 pts vs state
4.4%Decision denial rate-15.69 pts vs state
76.6%Origination rate+14.45 pts vs state
6.63%Median rate-0.25 pts vs state
0.37Rate spread (pts)+0.04 pts vs state
$102kMedian applicant income
390Loans originated
18Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 521 | 371 | 4.8% | 6.88% | #21 |
| 2024 | 592 | 443 | 4.4% | 6.75% | #23 |
| 2025 | 509 | 390 | 3.5% | 6.63% | #30 |
What Fairway Independent Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 133 | 95 | 4 | 3.0% |
| Kennebec County | 77 | 66 | 3 | 3.9% |
| Waldo County | 48 | 35 | 0 | 0.0% |
| York County | 48 | 37 | 4 | 8.3% |
| Penobscot County | 41 | 33 | 2 | 4.9% |
| Cumberland County | 39 | 34 | 1 | 2.6% |
| Lincoln County | 30 | 21 | 0 | 0.0% |
| Somerset County | 22 | 14 | 1 | 4.5% |
| Franklin County | 17 | 14 | 1 | 5.9% |
| Androscoggin County | 16 | 12 | 1 | 6.3% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 509 applications in 2025, of which 390 were originated and 18 denied.
3.5% of all applications, or 4.4% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Fairway Independent Mortgage originated in Maine in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology