Pentagon Federal Credit Union in Maine vs the state
37.3%Denial rate+21.00 pts vs state
47.5%Decision denial rate+27.38 pts vs state
40.0%Origination rate-22.17 pts vs state
7.56%Median rate+0.69 pts vs state
0.39Rate spread (pts)+0.06 pts vs state
$132kMedian applicant income
30Loans originated
28Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 24 | 29.5% | 6.50% | #102 |
| 2024 | 59 | 16 | 42.4% | 6.81% | #103 |
| 2025 | 75 | 30 | 37.3% | 7.56% | #108 |
What Pentagon Federal Credit Union lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 15 | 3 | 5 | 33.3% |
| Kennebec County | 12 | 4 | 7 | 58.3% |
| Cumberland County | 10 | 6 | 3 | 30.0% |
| Penobscot County | 8 | 5 | 2 | 25.0% |
| Knox County | 5 | 3 | 1 | 20.0% |
| Hancock County | 4 | 1 | 0 | 0.0% |
| Oxford County | 3 | 2 | 1 | 33.3% |
| Aroostook County | 3 | 1 | 1 | 33.3% |
| Sagadahoc County | 3 | 0 | 3 | 100.0% |
| Waldo County | 3 | 1 | 1 | 33.3% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 75 applications in 2025, of which 30 were originated and 28 denied.
37.3% of all applications, or 47.5% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Pentagon Federal Credit Union originated in Maine in 2025 was 7.56%, against a statewide median of 6.88%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology