Kennebunk Savings Bank in Maine vs the state
22.8%Denial rate+6.49 pts vs state
27.3%Decision denial rate+7.19 pts vs state
59.1%Origination rate-3.11 pts vs state
—Median rate
—Rate spread (pts)
$128kMedian applicant income
264Loans originated
102Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 482 | 307 | 23.9% | — | #27 |
| 2024 | 482 | 303 | 24.1% | — | #27 |
| 2025 | 447 | 264 | 22.8% | — | #35 |
What Kennebunk Savings Bank lends in Maine
By loan purpose
By loan type
Where in Maine
Counties with the most Kennebunk Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 423 | 255 | 99 | 23.4% |
| Cumberland County | 20 | 8 | 3 | 15.0% |
| Sagadahoc County | 2 | 1 | 0 | 0.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
| Androscoggin County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 447 applications in 2025, of which 264 were originated and 102 denied.
22.8% of all applications, or 27.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Kennebunk Savings Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology