JPMorgan Chase Bank in Maine vs the state
13.3%Denial rate-3.07 pts vs state
19.6%Decision denial rate-0.50 pts vs state
53.1%Origination rate-9.12 pts vs state
6.38%Median rate-0.50 pts vs state
0.15Rate spread (pts)-0.18 pts vs state
$148kMedian applicant income
148Loans originated
37Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 147 | 92 | 8.8% | 6.49% | #75 |
| 2024 | 183 | 105 | 9.8% | 6.63% | #71 |
| 2025 | 279 | 148 | 13.3% | 6.38% | #56 |
What JPMorgan Chase Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 78 | 46 | 5 | 6.4% |
| York County | 51 | 30 | 10 | 19.6% |
| Penobscot County | 26 | 14 | 3 | 11.5% |
| Kennebec County | 20 | 9 | 2 | 10.0% |
| Knox County | 18 | 11 | 1 | 5.6% |
| Androscoggin County | 15 | 4 | 3 | 20.0% |
| Sagadahoc County | 12 | 6 | 3 | 25.0% |
| Lincoln County | 12 | 7 | 3 | 25.0% |
| Hancock County | 10 | 4 | 0 | 0.0% |
| Aroostook County | 10 | 6 | 2 | 20.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 279 applications in 2025, of which 148 were originated and 37 denied.
13.3% of all applications, or 19.6% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans JPMorgan Chase Bank originated in Maine in 2025 was 6.38%, against a statewide median of 6.88%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology