Figure Lending in Maine vs the state
30.1%Denial rate+13.74 pts vs state
32.4%Decision denial rate+12.34 pts vs state
42.8%Origination rate-19.42 pts vs state
10.33%Median rate+3.45 pts vs state
3.95Rate spread (pts)+3.62 pts vs state
$110kMedian applicant income
118Loans originated
83Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 144 | 51 | 39.6% | 11.50% | #76 |
| 2024 | 252 | 112 | 30.6% | 11.60% | #55 |
| 2025 | 276 | 118 | 30.1% | 10.33% | #57 |
What Figure Lending lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Figure Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 54 | 25 | 14 | 25.9% |
| Cumberland County | 44 | 20 | 12 | 27.3% |
| Penobscot County | 29 | 15 | 5 | 17.2% |
| Androscoggin County | 27 | 12 | 9 | 33.3% |
| Oxford County | 25 | 9 | 9 | 36.0% |
| Kennebec County | 20 | 8 | 8 | 40.0% |
| Hancock County | 19 | 5 | 9 | 47.4% |
| Aroostook County | 13 | 5 | 6 | 46.2% |
| Waldo County | 8 | 3 | 1 | 12.5% |
| Knox County | 7 | 4 | 1 | 14.3% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 276 applications in 2025, of which 118 were originated and 83 denied.
30.1% of all applications, or 32.4% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Figure Lending originated in Maine in 2025 was 10.33%, against a statewide median of 6.88%.
About this data. Figures are Figure Lending's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology