Manufacturers and Traders Trust in Maine vs the state
28.4%Denial rate+12.07 pts vs state
31.0%Decision denial rate+10.92 pts vs state
60.4%Origination rate-1.77 pts vs state
5.99%Median rate-0.88 pts vs state
-1.19Rate spread (pts)-1.52 pts vs state
$110kMedian applicant income
151Loans originated
71Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 257 | 138 | 35.8% | 7.82% | #48 |
| 2024 | 250 | 143 | 28.4% | 7.89% | #56 |
| 2025 | 250 | 151 | 28.4% | 5.99% | #62 |
What Manufacturers and Traders Trust lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 118 | 74 | 30 | 25.4% |
| Cumberland County | 70 | 46 | 21 | 30.0% |
| Sagadahoc County | 10 | 5 | 1 | 10.0% |
| Oxford County | 9 | 5 | 3 | 33.3% |
| Kennebec County | 8 | 5 | 2 | 25.0% |
| Penobscot County | 7 | 2 | 4 | 57.1% |
| Waldo County | 6 | 4 | 2 | 33.3% |
| Androscoggin County | 5 | 2 | 2 | 40.0% |
| Knox County | 4 | 2 | 1 | 25.0% |
| Aroostook County | 3 | 1 | 2 | 66.7% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 250 applications in 2025, of which 151 were originated and 71 denied.
28.4% of all applications, or 31.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Manufacturers and Traders Trust originated in Maine in 2025 was 5.99%, against a statewide median of 6.88%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology