Maine Community Bank in Maine vs the state
14.2%Denial rate-2.17 pts vs state
16.1%Decision denial rate-4.00 pts vs state
73.3%Origination rate+11.11 pts vs state
—Median rate
—Rate spread (pts)
$148kMedian applicant income
595Loans originated
115Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 420 | 310 | 13.6% | — | #30 |
| 2024 | 269 | 189 | 8.6% | — | #53 |
| 2025 | 812 | 595 | 14.2% | — | #18 |
What Maine Community Bank lends in Maine
By loan purpose
By loan type
Where in Maine
Counties with the most Maine Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 350 | 244 | 56 | 16.0% |
| York County | 238 | 185 | 29 | 12.2% |
| Androscoggin County | 110 | 85 | 17 | 15.5% |
| Oxford County | 35 | 24 | 6 | 17.1% |
| Kennebec County | 24 | 19 | 0 | 0.0% |
| Franklin County | 14 | 9 | 1 | 7.1% |
| Sagadahoc County | 14 | 9 | 2 | 14.3% |
| Lincoln County | 6 | 6 | 0 | 0.0% |
| Aroostook County | 4 | 2 | 1 | 25.0% |
| Somerset County | 4 | 3 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 812 applications in 2025, of which 595 were originated and 115 denied.
14.2% of all applications, or 16.1% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Maine Community Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology