Casco in Maine vs the state
20.7%Denial rate+4.40 pts vs state
20.7%Decision denial rate+0.65 pts vs state
78.1%Origination rate+15.88 pts vs state
5.99%Median rate-0.88 pts vs state
0.08Rate spread (pts)-0.25 pts vs state
$100kMedian applicant income
64Loans originated
17Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 62 | 49 | 21.0% | 7.25% | #101 |
| 2024 | 63 | 60 | 4.8% | 7.50% | #101 |
| 2025 | 82 | 64 | 20.7% | 5.99% | #100 |
What Casco lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Casco applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 59 | 49 | 10 | 16.9% |
| York County | 16 | 8 | 7 | 43.8% |
| Oxford County | 4 | 4 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 82 applications in 2025, of which 64 were originated and 17 denied.
20.7% of all applications, or 20.7% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Casco originated in Maine in 2025 was 5.99%, against a statewide median of 6.88%.
About this data. Figures are Casco's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology