Pentagon Federal Credit Union in Nebraska vs the state
27.6%Denial rate+15.09 pts vs state
34.1%Decision denial rate+18.98 pts vs state
53.3%Origination rate-13.95 pts vs state
7.56%Median rate+0.94 pts vs state
0.53Rate spread (pts)+0.31 pts vs state
$135kMedian applicant income
56Loans originated
29Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 153 | 62 | 37.3% | 8.06% | #75 |
| 2024 | 139 | 59 | 39.6% | 7.13% | #79 |
| 2025 | 105 | 56 | 27.6% | 7.56% | #104 |
What Pentagon Federal Credit Union lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 42 | 24 | 10 | 23.8% |
| Sarpy County | 34 | 18 | 8 | 23.5% |
| Dodge County | 7 | 4 | 1 | 14.3% |
| Lancaster County | 6 | 4 | 2 | 33.3% |
| Gage County | 2 | 0 | 2 | 100.0% |
| Washington County | 2 | 1 | 1 | 50.0% |
| Otoe County | 1 | 1 | 0 | 0.0% |
| Seward County | 1 | 1 | 0 | 0.0% |
| Wayne County | 1 | 1 | 0 | 0.0% |
| Kimball County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 105 applications in 2025, of which 56 were originated and 29 denied.
27.6% of all applications, or 34.1% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Pentagon Federal Credit Union originated in Nebraska in 2025 was 7.56%, against a statewide median of 6.63%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology