Bank of America in Nebraska vs the state
33.0%Denial rate+20.43 pts vs state
45.9%Decision denial rate+30.74 pts vs state
38.2%Origination rate-29.13 pts vs state
5.99%Median rate-0.63 pts vs state
0.70Rate spread (pts)+0.47 pts vs state
$115kMedian applicant income
103Loans originated
89Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 256 | 87 | 44.1% | 7.38% | #51 |
| 2024 | 219 | 84 | 34.3% | 6.99% | #64 |
| 2025 | 270 | 103 | 33.0% | 5.99% | #63 |
What Bank of America lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 106 | 44 | 39 | 36.8% |
| Lancaster County | 52 | 20 | 9 | 17.3% |
| Sarpy County | 40 | 20 | 11 | 27.5% |
| Hall County | 10 | 1 | 7 | 70.0% |
| Dodge County | 6 | 1 | 4 | 66.7% |
| Cass County | 5 | 3 | 0 | 0.0% |
| Scotts Bluff County | 4 | 0 | 4 | 100.0% |
| Washington County | 3 | 0 | 0 | 0.0% |
| Saline County | 3 | 1 | 0 | 0.0% |
| Colfax County | 3 | 0 | 1 | 33.3% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 270 applications in 2025, of which 103 were originated and 89 denied.
33.0% of all applications, or 45.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Bank of America originated in Nebraska in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Bank of America's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology