Better Mortgage in Nebraska vs the state
26.1%Denial rate+13.61 pts vs state
36.8%Decision denial rate+21.66 pts vs state
44.3%Origination rate-22.96 pts vs state
6.81%Median rate+0.19 pts vs state
0.55Rate spread (pts)+0.33 pts vs state
$114kMedian applicant income
78Loans originated
46Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 22 | 0.0% | 6.63% | #141 |
| 2024 | 49 | 23 | 14.3% | 6.50% | #129 |
| 2025 | 176 | 78 | 26.1% | 6.81% | #80 |
What Better Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Better Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 72 | 37 | 16 | 22.2% |
| Sarpy County | 30 | 16 | 6 | 20.0% |
| Lancaster County | 27 | 9 | 10 | 37.0% |
| Cass County | 6 | 3 | 1 | 16.7% |
| Hitchcock County | 4 | 0 | 0 | 0.0% |
| Washington County | 4 | 3 | 1 | 25.0% |
| Webster County | 3 | 0 | 1 | 33.3% |
| Dawson County | 3 | 1 | 1 | 33.3% |
| Dodge County | 3 | 1 | 2 | 66.7% |
| Hall County | 2 | 1 | 1 | 50.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 176 applications in 2025, of which 78 were originated and 46 denied.
26.1% of all applications, or 36.8% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Better Mortgage originated in Nebraska in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are Better Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology