PNC Bank in Nebraska vs the state
24.7%Denial rate+12.19 pts vs state
31.9%Decision denial rate+16.74 pts vs state
51.7%Origination rate-15.59 pts vs state
6.56%Median rate-0.06 pts vs state
-0.13Rate spread (pts)-0.36 pts vs state
$127kMedian applicant income
46Loans originated
22Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 77 | 36 | 24.7% | 9.02% | #94 |
| 2024 | 69 | 33 | 23.2% | 6.99% | #111 |
| 2025 | 89 | 46 | 24.7% | 6.56% | #112 |
What PNC Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 40 | 20 | 8 | 20.0% |
| Sarpy County | 15 | 11 | 3 | 20.0% |
| Lancaster County | 13 | 5 | 5 | 38.5% |
| Hall County | 3 | 1 | 1 | 33.3% |
| Cedar County | 2 | 1 | 1 | 50.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Phelps County | 1 | 0 | 0 | 0.0% |
| Cass County | 1 | 1 | 0 | 0.0% |
| Buffalo County | 1 | 1 | 0 | 0.0% |
| Box Butte County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 89 applications in 2025, of which 46 were originated and 22 denied.
24.7% of all applications, or 31.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans PNC Bank originated in Nebraska in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology